Flexible Payment Options
Focus on your health goals, not the cost.
We offer multiple ways to make treatment affordable. Apply in seconds, check your rate with no impact to your credit, and choose a plan that works for you.
Pay over time, starting at 0% APR
Apply in seconds with no impact to your credit score. Get approved for treatment plans up to $10,000 with flexible monthly payments.
The health and wellness credit card
Use your existing CareCredit card or apply for a new one. Promotional financing available on qualifying purchases at all Rivas locations.
HSA / FSA
Use your pre-tax dollars
Medical weight loss is an eligible expense. Pay with your Health Savings Account or Flexible Spending Account and save 20-35% depending on your tax bracket.
simple process
How Financing Works
Whether you choose Cherry, CareCredit, or HSA/FSA, the process is straightforward.
1
Choose Your Treatment
Medical weight loss, Emsculpt Neo, or any Face · Mind · Body service.
2
Check Your Rate
Apply online or in-office in under 60 seconds. No hard credit pull to see options.
3
Pick Your Plan
Choose the monthly payment and term length that fits your budget.
4
Start Treatment
Begin your health journey. Monthly payments are handled automatically.
Common Questions
Financing FAQs
No. Cherry uses a soft credit check to show you rates and terms. A hard inquiry only occurs if you choose to accept and finalize a plan. CareCredit applications involve a standard credit check.
Cherry financing is available for all in-office treatments including medical weight loss packages, GLP-1 medications, Emsculpt Neo, and all Face · Mind · Body services. CareCredit is accepted for both in-office and telehealth. Cherry is not available for telehealth programs.
Medical weight loss consultations, prescription medications (semaglutide, tirzepatide, phentermine), and B12 injections are typically eligible. We provide itemized invoices for your records. Aesthetic treatments like Emsculpt Neo are generally not HSA/FSA eligible. Always confirm with your plan administrator.
Yes. You can use your HSA/FSA card for eligible medical portions and finance the remainder through Cherry or CareCredit. Our front desk can help split payments.
We accept all major credit cards (Visa, Mastercard, Amex, Discover), debit cards, and cash at every location. Our team can also discuss treatment packages that fit your budget. There are no contracts or long-term commitments at Rivas.
Cherry financing is available for in-office packages only. Telehealth programs are paid monthly ($399/mo for semaglutide, $599/mo for tirzepatide). CareCredit and HSA/FSA cards are accepted for telehealth.
Ask any of our front desk team members. They can help you apply for Cherry right from the office. The process takes less than a minute and you’ll get a decision immediately.
Ready to see what treatment costs?
Transparent pricing with no hidden fees, no contracts, and no surprises. See our GLP-1 packages and find the program that fits your goals.
ACCEPTED PAYMENT METHODS
🍒 Cherry
💳 CareCredit
🏥 HSA / FSA
Visa
Mastercard
AmEx
Discover
Debit Cards
Cash